A New Real Estate Trend towards Cedar Homes Ownership

Cedar homes, post and beam homes and timber frame homes have recently enjoyed a renaissance in popularity.

What's fueling the interest in prefabricated housing?

Some would speculate it could be a result of the economy, a change in mortgage lending, consumer speculations, or other practical and emotional reasons.

Modern Cedar Homes Provide a Cost-Efficient, Elegant Alternative
Sometimes a real estate trend evolves to meet a specific need. Prefabricated cedar homes offer environmentally friendly house hunters high energy efficiency. Energy efficiency is also recognized as one answer to the ever increasing rise in energy prices. A new generation of beautiful, prefabricated modern cedar homes provide a cost-efficient, elegant alternative. With home values tumbling and the cost of building a custom cedar home affordable, today is a very good time to build that custom home of your dreams.

Prefabricated Cedar Homes - Your Time has Come
Cost is one of the biggest factors in why prefabricated cedar homes is timely. If you've always wanted a custom designed cedar home, today's prefab log home market makes it easier and less expensive to realize your plans. These prefabricated houses prove you can combine low cost and high design -- and they're selling well.

Why are Prices for Cedar Homes Timely?
With the nation's real estate woes and new home demand drying up, we're seeing a price drop in home construction materials. Real estate developers over extended themselves by investing into too much land. They are now highly motivated to sell. New home starts have declined drastically and as a result, contractors are now competing for your business. The prefab homes market isn't getting directly hit by the subprime mortgage crisis.

Modern Prefab Homes Are The New Trend
Demand for these custom designed cedar homes is booming. Modern prefabricated cedar homes have become the latest chic, a must have, in housing design. Cedar homes, post and beam homes and timber frame homes are now considered mainstream. Prefabricated homes have become an alternative to the traditional brick and morter homes for many.

Architects recognize this trend and are now designing eco-friendly, prefab homes.

Now is the time to consider the benefits of a cedar home, post and beam home or timber frame home by visiting cedar designs http://www.cedardesigns.com/. You might also want to take advantage of Cedar Designs' March / April Sale before the April 30, 2008 deadline and save up to an additional 12%.

Major Dealer in the Post and Beam Home Market Announces Price Protection Plan

With the recent subprime lending debacle, traditional home customers no longer able to use subprime financing to trade up are returning to the Post and Beam, Timber Frame Home sector fueled by baby Boomers and new sources of mortgage financing. With the Post Beam home business positioned to reclaim its portion of the market, Cedar Designs http://www.cedardesigns.com announces an optional layaway plan with 12 month price protection.

With many areas of the country seeing some strengthening, customers waiting to sell their traditional homes can now take advantage of Cedar Designs' optional layaway plan with a 12 month price protection plan, that will help them towards the ownership of a custom post and beam home of their dreams.

Since typical customers are baby boomers and retirees who are always on the lookout for ways to optimize the purchase of their retirement home, an optional layaway plan with 12 month price protection and a spring sale savings of up to 12% is a deal that is hard to pass up. Customers set on a custom post and beam home built with that old style of construction renowned for its' beauty and longevity can take advantage of Cedar Designs' March / April Sale before the April 30, 2008 deadline.

Post and Beam homes offer customers high energy efficiency in a time of rising energy prices, floor plans that provide open expansive designs, ceilings with beautifully exposed cedar beams and an open design with windows and lofts that reach floor-to-wall. In a time of tight credit and rising prices, customers especially like the added benefits of the exceptional quality, cost control and energy efficiency built into these custom post and beam homes.

Cedar Designs has become one of the largest independent factory dealerships in the U.S. for Linwood Cedar Homes. Cedar Designs / Linwood Homes specializes in the construction of custom designed post and beam, timber frame, log, conventional, and hybrid custom home kits. Cedar Designs also offers high end conventional and craftsman homes, as well as a range of interior finishing options.

"Looking for the perfect Timber Frame or Post and Beam Home?"

Financing Your Cedar Home Today!

Building your Timber Frame or Post and Beam Home doesn't have to be placed on the back burner. Negative articles on a weak real estate market sells news, but you don't need to fret or worry if you know your financial options. You could examine the option of an interest-only mortgage loan on your beautiful Timber Frame or Post and Beam Home.

Financial Option 101
You can delay paying on your custom timber frame or post and beam home’s mortgage loan principal for up to 10 years by taking out an interest-only mortgage loan. An interest-only mortgage loan will substantially reduce your monthly mortgage payments in comparison to a 30-year, fixed-rate mortgage loan. You can enjoy living in your custom timber frame or post and beam dream home today, rather that tomorrow. This will allow you the benefits of enjoying both homes until you decide to sell one later to pay the principal on the custom timber frame or post and beam home of your dreams.

Interest-only loan mortgages aren't new. They have become very popular with financially savvy clients in recent years due to their payment flexibility.

Learning From The Experts
Interest-only loans fall under the new creative-financing umbrella you hear and read about these days. Lenders can offer monthly payments substantially lower than the payment structure for a traditional fixed-rate mortgage by combining interest-only payments with lower ARM rates.

Approximately 75 percent of all mortgage loans are the fixed-rate mortgage 30-year mortgage. However, since lenders have developed more sophisticated products, it may not be your optimum choice.

An interest-only mortgage loan can cover not only the construction of your timber frame or post and beam home but also include the permanent mortgage loan. You can save money on rates and fees by taking advantage of the single-close construction-permanent loans many lenders provide.

The end result is improving your cash flow and leveraging your finances to help you realize your timber frame or post and beam dream home aspirations, today.

Interest-only financing is only one of your creative options. Consult with a competent financial advisor for additional options available to you.

http://www.cedardesigns.com/timber-frame/index.html

Custom Home Building Advice : Why Western Red Cedar?

Why Build Your Timber Frame or Post and Beam Home with Western Red Cedar?

Western Red Cedar is a wood of extraordinary beauty.

Its rich grain is showcased in a wide spectrum of warm tones ranging from light honey to deep reddish brown. It is also aromatic with the subtle, sweet fragrance of the forest.

Cedar is highly practical to live in. It is one of the most long-lasting woods in the world. It has natural preservatives that deter both insects and decay. The wood of a fallen tree often remains undamaged for a century after it has fallen. The wood’s loose cellular structure creates interior air spaces that give it an insulation value higher than most other woods, and significantly higher than concrete or brick.Homes built with cedar siding, ceilings or paneling tend to stay cooler in the summer and warmer in the winter. These air spaces also give cedar very goodsound absorption qualities, making your home a quiet retreat.

Building with cedar is also very rewarding. Its enviable cellular structure makes it lightweight, therefore very easy to handle, cut, saw and nail. Its grain is dimensionally stable and straight, naturally resisting splitting, cupping and warping. Cedar is also free of pitch and resin so paints and stains readily adhere to it for easy finishing.

The Western Red Cedar timber used by Cedar Designs comes from professionally managed forests, where controlled harvests, reforestation programs and natural regeneration ensure the everlasting legacy of this remarkable wood.

Western Cedar's Top 10
- Beautiful- Naturally Durable
- Dimensionally Stable
- Straight Grain
- Natural Insulation
- Sound Absorption
- Easy to Cut, Saw & Nail
- Free of Pitch & Resin
- Wide Range of Applications
- Lasting Value